SettlementCentral.Com Newsletter The Online Resource for Personal Injury Claims

Issue 32

In this issue

Introduction to Subrogation

• What is subrogation?
• What you should know about the defenses to a subrogation claim
• How to work this issue to your advantage if you decide to hire an attorney

Settle-It-Yourself Newsletter

Hello!! Welcome to the May edition of Settlement Central’s Newsletter. We are pleased to share this newsletter with you, as our business is helping people get satisfactory settlements for their personal injury claims.

In this months issue we will take a look at subrogation. Subrogation means your own insurance company gets reimbursed right off the top of your personal injury insurance settlement—before you even see one dollar.

Insurance company subrogation against your personal injury insurance settlement is the means by which YOUR OWN insurer gets paid back for monies advanced to you during the insurance claims process (i.e. payment of your medical bills or wage loss).

As always, we will post our articles on our website as they are sent out in the Settle-It-Yourself Newsletter. Our readers will have a rich resource available to them, our hands-on battles with the insurance companies translate into useful and accurate information for our readers.


The right to insurance subrogation depends upon the laws of your own state: some states do not allow subrogation at all, whereas in other states there is no defense whatsoever against your insurer taking its lien off the top of your personal injury insurance settlement award. Most states do allow for some defenses to subrogation, depending upon the equities of the situation. In our article linked to below, you will learn all about what you should know about the defenses to a subrogation claim

INTRODUCTION TO SUBROGATION: Please click on the following link for our Introduction to Subrogation tutorial-

Thank you for your interest in our site, we hope you will find us to be an excellent source for your own personal injury needs.

Doctor Settlement
Publisher, Settle-It-Yourself Newsletter

SettlementCentral.Com has a wealth of information and special tips for members who wish to arm themselves with the best advice for dealing with insurance companies. Our Negotiation section is filled with fresh and effective ideas on how to approach a company to ensure a successful settlement of your case.
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SettlementCentral.Com, Inc. is a Washington corporation providing general educational information, online, to personal injury victims throughout the United States on how to manage their own personal injury claims through the settlement process—from gathering the necessary information (evidence) to submitting claims and demand letters, through engaging in successful personal injury settlement negotiations with insurance companies. Our online instructions and self-help forms and letters are designed to make for easy insurance claims settlements in the areas of auto accidents, pedestrian accidents, dog bites, vicious animal bites, premises liability, and slip and fall accidents.

Contact Information
Your comments and suggestions are welcome! Tell us what topics you would like to see discussed in this newsletter and we will do our best to bring you current useful information. Write to us at:

Here are two topics we are considering for our next issue that deal with important issues in any personal injury insurance claim. If you like any of these, then let us know—or make up your own topic regarding issues about your own claim, and send it to us using the e-mail address above, and we may use it.

• Head injury—concussion—loss of consciousness—post-concussive syndrome.
• Pre-existing injury defense. What if your accident caused a dormant condition to “light-up” and you now suffer a lot more pain than you did before the accident?

P.O. Box 8647, Seattle WA 98366

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