SettlementCentral.com the Online Resource for Personal Injury
In this issue
Policy Limits Settlements in Personal Injury Insurance Claims
• Special preview of our new policy limits section
• Four initial topics to consider if you have suffered a serious
bodily injury that might exceed insurance policy limits
• Should you accept the full insurance policy limits for a
complete settlement of your personal injury?
Hello!! Welcome to the May edition of Settlement Central’s
Newsletter. We are pleased to share this newsletter with you, as
our business is helping people get satisfactory settlements for
their personal injury claims.
This month we are giving you a special sneak preview of Policy
Limits Settlements in Personal Injury Insurance Claims, a new
module that will soon be added to our site’s members only side.
As always, we will post our articles on our website as they are
sent out in the Settle-It-Yourself Newsletter. Our readers will
have a rich resource available to them, our hands-on battles
with the insurance companies translate into useful and accurate
information for our readers.
Policy Limits Claims
Who should be concerned about the special rules and timing
restrictions on policy limits settlements? Everyone who has a
claim with substantial value that could possibly reach or exceed
the maximum amount of coverage available by the insurance policy
of the person responsible for the accident. Insurance policy
limits claims is a topic that MUST be mastered if one has
sustained disabling and serious personal injuries in a car
accident, disfiguring bites in a vicious dog or animal attack,
or serious injury in a traumatic slip and fall or premises
If you have a claim involving any of these serious bodily
injuries, there is a possibility you may find yourself in a
policy limits insurance claim. While one might be tempted to
release the negligent party and accept the payment of his
insurance limits, that could be foolish because signing an
insurance adjuster's release form, and accepting the insurance
award payout can have far ranging consequences.
Here are the four initial topics to consider if you have
suffered a serious, debilitating, permanent personal injury that
might be in excess of liability insurance policy limits:
1. The initial issue is to find out what the insurance liability
policy limit is for the person responsible for the accident.
2. A second issue is when the insurance adjuster has offered you
the full liability insurance policy limits for a complete
settlement of your personal injury, and you wonder what to do
about her offer: should you accept it, or do you have to notify
3. Third is the issue of cutting back on (or defeating
altogether) the subrogation claim your health insurer, HMO, or
auto insurance carrier will surely want to make against your
insurance settlement award. If you have received Personal Injury
Protection (PIP) payments for medical care or wage loss, then
your auto insurer will certainly try to make a claim for
reimbursement from the amount you are awarded by the negligent
party's insurance company. Your own insurance adjuster for PIP
has already been in touch with the tortfeasor's insurance
adjuster to file a claim and update it each time she makes
another PIP medical cost or wage loss payment.
4. Fourth is where you have your own UIM automobile insurance
coverage and you intend to make a bodily injury claim and do not
want to lose your rights with your own insurance company.
Please click here
more of our preview on handling policy limits claims.
Thank you for your interest in our site; we hope you will find
us to be an excellent source for your own personal injury
Publisher, Settle-It-Yourself Newsletter
SettlementCentral.Com has a wealth of information and special
tips for members who wish to arm themselves with the best advice
for dealing with insurance companies. Our Negotiation section is
filled with fresh and effective ideas on how to approach a
company to ensure a successful settlement of your case.
To access this valuable information, please join now!
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SettlementCentral.Com, Inc. is a Washington
corporation providing general educational information, online,
to personal injury victims throughout the United States on how
to manage their own personal injury claims through the
settlement process—from gathering the necessary information
(evidence) to submitting claims and demand letters, through
engaging in successful personal injury settlement negotiations
with insurance companies. Our online instructions and self-help
forms and letters are designed to make for easy insurance claims
settlements in the areas of auto accidents, pedestrian
accidents, dog bites, vicious animal bites, premises liability,
and slip and fall accidents.
Your comments and suggestions are welcome! Tell
us what topics you would like to see discussed in this
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