In this issue
What to do if you gave
a recorded statement to the insurance adjuster
- Why it is so important to know what you
- Why the insurance adjuster's record needs
to be supplemented
- Get a copy of your statement or writing
Hello!! Welcome to the November edition of
Settlement Central’s Newsletter. We are pleased to share this
newsletter with you, as our business is helping people get
satisfactory settlements for their personal injury claims.
In this issue, we will discuss what you should
do if you gave a recorded statement to the insurance adjuster early
on in your claim.
As always, we will post our articles on our
website as they are sent out in the Settle-It-Yourself Newsletter.
Our readers will have a rich resource available to them, our
hands-on battles with the insurance companies translate into useful
and accurate information for our readers.
What to do if you have
already given the insurance adjuster a recorded statement
Following a personal injury accident, whether
that accident is a result of a dog bite, car accident, motorcycle
accident or some other type of personal injury, the first thing an
injured party will receive from an insurance company is a request to
record your statement on the accident. Many people, believing that
they are simply doing what is necessary to settle their case, will
willingly give the adjuster a tape recorded statement.
The problem is, once you have made your
statement, your words are pretty much set in stone. Why are we not
prepared to make recorded statements? Most of us do not think well
on our feet under circumstances involving the pressure of answering
questions for a recording. We tense up. We forget important
things. We answer questions in a roundabout way or incompletely,
and none of the information comes through in a precise and thorough
manner as it will when you put it down in writing.
Another problem is that after you have made the
recorded statement, it is near impossible to correct or expand upon
what you said in the recording. How can you change your story six
months or a year later, when it was given with your full cooperation
at the beginning? Are you now changing your story to suit your
needs for continued treatment when your insurance company wants to
cut you off after an IME? Are you trying to gain an advantage for
settlement with the tortfeasor's insurance company by changing your
story? They will not easily allow you to modify what you recorded.
The adjuster has your information down in her file, and if you
should later present something different in the claim (which is
almost a certainty, many times the full physical effects of an
accident are not fully known until weeks after the incident
occurred), you will have to explain why your circumstances have
changed, or how your memory came to be "refreshed".
If you already gave a recorded statement to the
insurance adjuster, all hopes are not lost. We can show how to limit
the damages following your conversation with the insurance
adjuster. Please click on the following free link to continue with
this discussion. http://www.settlementcentral.com/format.php?Page=8014.
Thank you for your interest in our site; we hope you will find us to
be an excellent source for your own personal injury needs!!
Publisher, Settle it Yourself Newsletter
SettlementCentral.Com has a wealth of
information and special tips for members who wish to arm themselves
with the best advice for dealing with insurance companies. Our
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to approach a company to ensure a successful settlement of your
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SettlementCentral.Com, Inc. is a Washington corporation providing
general educational information, online, to personal injury victims
throughout the United States on how to manage their own personal
injury claims through the settlement process—from gathering the
necessary information (evidence) to submitting claims and demand
letters, through engaging in successful personal injury settlement
negotiations with insurance companies. Our online instructions and
self-help forms and letters are designed to make for easy insurance
claims settlements in the areas of auto accidents, pedestrian
accidents, dog bites, vicious animal bites, premises liability, and
slip and fall accidents.
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