SettlementCentral.Com Newsletter

The Online Resource for Personal Injury Claims 

Issue 7

In this issue

February 2004

  • Use Narrative Medical Reports to Settle Personal Injury Claims
  • Why Ask for a Narrative Report?
  • When to Use a Narrative Report
  • How to Obtain a Narrative Report
  • What will it Cost?

Settle it Yourself Newsletter

Hello!!  Welcome to the February edition of Settlement Central’s Newsletter.  We are pleased to share this newsletter with you, as our business is helping people get satisfactory settlements for their personal injury claims. 

As more time is spent on rainy, snowy, and icy roads in the winter, it is important that we are as prepared for the unexpected as possible.  Download our Car Accident Form now   to assist in preparation for any unforeseen accidents.

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In this month’s issue, we will discuss narrative medical reports.  Narrative reports are a tremendous tool to be used in obtaining optimum settlement value for most claims.

Thank you for your interest in our site; we hope you will find us to be an excellent source for your own personal injury needs!!

Jeanine Steele

Publisher, Settle it Yourself Newsletter

Using Narrative Medical Reports to Settle Personal Injury Claims

A narrative medical report is a letter format discussion of all or part of your medical record. But it can also be a specific essay written by the doctor on one topic, dealing, for example, solely with the issue of whether or not the patient will have the expectation of pain and suffering in the future. There are, of course, many specifics that can help you use your doctor's narrative report as a tool for getting the settlement you deserve.

Most attorneys and claimants do not use narrative reports because they think the medical aspects are adequately covered in the medical records.  On the contrary, insurance adjusters tell us they would like to see a well-developed medical history and treatment narrative, as opposed to a collection of handwritten chart notes and even typed office notes. The adjuster will wade through the latter, but she is more likely to give greater weight to something she can more easily understand and access for information. Hence, she will be more likely to read and digest narrative reports because the doctor has eliminated some of the work she would be required to do in reading notes by putting together something that is easy to read and understand.  The result will be a higher award for the claimant who invested in a narrative report.

For truly helpful, informative, additional free help on understanding narrative report topics such as:

  • When to Use a Narrative Report

  • How to Obtain a Narrative Report

  • What will it Cost?

Settlement Central offers an expansive medical section, in order to help you with every step of your personal injury claims process. 

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SettlementCentral.Com, Inc. is a Washington corporation providing general educational information, online, to personal injury victims throughout the United States on how to manage their own personal injury claims through the settlement process—from gathering the necessary information (evidence) to submitting claims and demand letters, through engaging in successful personal injury settlement negotiations with insurance companies. Our online instructions and self-help forms and letters are designed to make for easy insurance claims settlements in the areas of auto accidents, pedestrian accidents, dog bites, vicious animal bites, premises liability, and slip and fall accidents.

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