SettlementCentral.Com Newsletter

The Online Resource for Personal Injury Claims

Issue 5

In this issue

  • The truth about Colossus
  • Does your insurance company use Colossus?
  • What can you do to fight back?

Settle it Yourself Newsletter

Hello!!  Welcome to the December edition of Settlement Central’s Newsletter.  We hope that all of you have a truly wonderful and safe holiday season!  We are pleased to share this newsletter with you, as our business is helping people get satisfactory settlements for their personal injury claims. 

As more time is spent on rainy, snowy, and icy roads in the winter, it is important that we are as prepared for the unexpected as possible.  Download our Car Accident Form now   to assist in preparation for any unforeseen accidents.

SettlementCentral.Com tip: 

Be ready for the unexpected. 

Print out a copy of our Car Accident Form to put in your glove compartment.  Download it here:                                            

In this month’s issue, we will discuss Colossus, the insurance industry’s computer software used to appraise your personal injury claim.  Colossus is the market leader in bodily injury claims-handling software.

Thank you for your interest in our site; we hope you will find us to be an excellent source for your own personal injury needs!!

Jeanine Steele
Publisher, Settle it Yourself Newsletter

The Truth about Colossus

Colossus is software licensed to over 30 insurance companies to aid in predicting the settlement value of injury claims.  An insurance adjuster inputs data about a claim into their computer, and Colossus calculates a range of values for the claim's worth. For example, if you suffered a strained back, broken leg, or facial injury, the Colossus program can evaluate your injuries and produce a recommended settlement price.

So what’s the problem?  The problem is that a computer cannot compute human pain and suffering.  The software does not consider interference with normal life activities, emotional distress, or other valid indications of pain and suffering normally proved by lay testimony instead of medical testimony (as required by Colossus).  In addition, the software is only as good as the data input, and we never know what exactly the adjuster has input.

Despite lawsuits against insurance companies for using Colossus, the companies continue to use the software to value claims.  They claim that the program is only used as a beginning point for claim value.  However, as reported in the Seattle PI, several insurance agents reported that Colossus is not merely a beginning point, but is instead the final word on value that the insurance adjuster has to adhere to, or else risk unfavorable management reviews ( 

Colossus is a well-kept secret by the insurance companies that use it, and they will likely not tell you if they have licensed the software. It is the market leader bodily injury claims-handling software used by an increasing number of insurance companies in the world.  To see if your insurance company is using Colossus, please click here (

Want to learn how to fight back against Colossus? provides the following assistance to its members:

  • The Truth about Colossus: Are You Just A Magnetic Image?
  • What is Colossus
  • How Does it Work?
  • How to Deal With Colossus
  • Printable Letter to Send to Your Insurance Adjuster Regarding Colossus
  • Printable Colossus Letter to State Insurance Commissioner (Insurance Adjuster's Response Unsatisfactory)
  • Printable Colossus Letter to State Insurance Commissioner (Insurance Adjuster Did Not Respond)
  • Printable Follow-Up Letter to Adjuster Re: Colossus

To access this valuable information, please join now!


SettlementCentral.Com, Inc. is a Washington corporation providing general educational information, online, to personal injury victims throughout the United States on how to manage their own personal injury claims through the settlement process - from gathering the necessary information (evidence) to submitting claims and demand letters through engaging in successful personal injury settlement negotiations with insurance companies. Our online instructions and self-help forms and letters are designed to make for easy insurance claims settlements in the areas of auto accidents, pedestrian accidents, dog bites, vicious animal bites, premises liability, and slip and fall accidents.

Contact Information

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