SettlementCentral.Com Newsletter

The Online Source for Personal Injury Claims 

Issue 4

In this issue

  • What are compensatory damages?
  • Special damages
  • General damages

Settle it Yourself Newsletter

Hello!!  Welcome to this issue of Settlement Central’s Newsletter.  We are pleased to share this newsletter with you, as our business is helping people get satisfactory settlements for their personal injury claims. 

SettlementCentral.Com tip:

Be ready for the unexpected.  Print out a copy of our Car Accident Form to put in your glove compartment. Download it here:  

In this month’s issue, we will discuss the monetary damages that you are entitled to in your insurance settlement, with the exception of punitive damages, which are never to be expected in simple accident situations.

Thank you for your interest in our site, we hope you will find us to be an excellent source for your own personal injury needs!!

Jeanine Steele
Publisher, Settle it Yourself Newsletter

What are “compensatory damages”?

Compensatory damages are what you are monetarily entitled to in a trial, arbitration, mediation, or injury settlement.  These damages are divided into two categories, “special damages” and “general damages”.  Added together, these two categories determine what amount of money to ask for in your demand letter inasmuch as we suggest you demand a multiple of your estimated total damages.  Let’s break the categories down by individual components.

Special damages 

Special damages includes damages capable of computation, such as all medical costs, prescription medicine, over-the-counter medicine, rehabilitation or physical therapy treatment, lost wages, lost profits, baby sitter costs, maid, nurse, the cost of transportation to and from the doctors’ offices, and the cost of appliances prescribed to be worn.

General damages

General damages includes those injuries not capable of computation, such as pain and suffering, severe emotional distress, loss of relationship (consortium) with spouse, loss of enjoyment of life, and interference with normal activities.  The last two are sometimes referred to as “impairment of quality of life”.

For more information on special and general damages, SettlementCentral.Com offers the following areas of assistance:

  • How Do I Compute Special Damages?
  • Computation of General Damages by General Rule-of-Thumb Formula
  • Use of Modifying Factors
  • List of the Factors That Will Increase or Decrease the Value of a Claim
  • Examples of Multiplier Formula, With Use of Modifying Factors

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SettlementCentral.Com, Inc. is a Washington corporation providing general educational information, online, to personal injury victims throughout the United States on how to manage their own personal injury claims through the settlement process - from gathering the necessary information (evidence) to submitting claims and demand letters through engaging in successful personal injury settlement negotiations with insurance companies. Our online instructions and self-help forms and letters are designed to make for easy insurance claims settlements in the areas of auto accidents, pedestrian accidents, dog bites, vicious animal bites, premises liability, and slip and fall accidents.

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